There are many types of loans if you already have a loan that respond to people’s demands. Basically you have mainly the revolving credit and the personal loans. These two loan forms are the most offered. In addition, you have all kinds of loans that respond to personal needs. Some examples are the student loan (especially for students), the plus credit (for people over sixty years of age), the woz credit (a loan based on the woz value of a home) and the flash loan (for people who want to borrow money in a short period of time) ). These loans all have their pros and cons. We therefore recommend that you carefully read the articles about loans on our site, so that you know in advance what you are starting.
Listing at the broker
Anyone taking out a loan with a bank or accredited lender will be kept at the broker. This is the Credit Registration Office, based in Tiel. The broker keeps track of who takes out a loan and whether it is repaid. When the repayment causes problems, the borrower in question receives a so-called negative broker code. Banks and lenders are then warned in advance if this person wishes to take out a loan with them. In that case, banks may refuse the loan. For someone with a broker coding it is often difficult to find a new loan or mortgage.
Registration of broker
What if you have taken out a loan and cannot pay it back? The residual debt remains and even increases, but you have no means to pay off the loan. In that case a registration is made at the broker. You get the stamp of a negative broker code here, which means that you are listed as someone who has not paid off his loans. That is not all, because you will have collection agencies on your roof. The bank will continue to take things away until the borrowed capital has been repaid. After that you are left with a negative broker code and it becomes very difficult to take out a loan somewhere else.
Search for information!
You have been able to read that money matters if you already have a loan include a lot. You have loans, mortgages, savings, investments and much, much more. We have put only a small percentage of all money matters on paper. In addition, of course, money matters can vary considerably per person. That is why we advise you to look for information if you have more questions. Make sure you have a clear idea of what your questions are. A wealth of information can be found on this site.